Pros and cons of credit repair: What to know before you start
Consider the benefits and drawbacks of credit repair before starting a program.
4 min read
Jun 07, 2025
Beth Deyo
Contributor
EXPERTISE
- Personal financing planning
- Credit repair
- Insurance
EDUCATION
- Bachelor's Degree in Finance from the University of South Florida
Beth Deyo has been a professional financial writer since 2019. She specializes in personal financial planning, credit repair, and insurance topics. Before her career change, she spent 14 years as a wealth manager and financial planner.
She has a Bachelor's Degree in Finance from the University of South Florida, where she graduated magna cum laude. Today, her passion lies in helping readers learn how to manage debt and credit issues and understand other complex financial topics.
Beth's latest articles
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Financial needs versus wants: How to tell them apart and why its important
Knowing your financial needs and wants is important for your budget.
6 min read Oct 16, 2024 -
How does ‘buy now, pay later’ affect your credit score?
Some BNPL plans may have more impact than others – here’s what to watch for.
6 min read Oct 03, 2024 -
Should you cancel an unused credit card?
It might seem counter-intuitive, but sometimes you should keep a credit card, even if you don’t use it. Cancelling credit cards can damage your credit rating.
6 min read Jul 24, 2024 -
What is the statute of limitations on debt?
Debt collectors have a limited time to file a lawsuit against you. Here’s what to know.
7 min read Jun 21, 2024
