What is a credit card hardship program?
If you’re struggling with debt, a credit card hardship program may be able to help.
Aylea Wilkins is a former editor at Bankrate. She previously edited articles on a range of personal finance topics, including insurance, personal loans, home equity loans and student loans.
Aylea has extensive editorial experience covering personal finance, business and marketing. Her career includes time as a copywriter for small businesses to improve their search engine optimization, freelance writing, website editing for small businesses and even an internship at Walt Disney World. Throughout her career, she has focused on helping readers find greater joy in their lives, often through making smart decisions on the road to financial freedom.
Outside of work, Aylea is extremely passionate about children's literature and literacy. She volunteers with reading organizations, keeps tabs on the latest in children's literature and reviews books on Goodreads and NetGalley. She can often be found planning another Disney vacation or working on the young adult novel she hopes to publish.
Living a joyful, fulfilling life is easier achieved when you make smart financial decisions that support who you want to be.
— Aylea Wilkins
If you’re struggling with debt, a credit card hardship program may be able to help.
You can get rid of the debt holding you back if you plan carefully.
Need credit card debt relief? Consider debt consolidation, debt management, debt settlement, or bankruptcy.
Learn how to minimize negative changes to your credit score when consolidating debt.
Debt forgiveness is helpful, but it’s not a Get Out of Jail Free card. Here are some pros and cons to consider.
Know what steps to take to improve your credit score fast.
What are the different types of FICO credit scores?
A credit privacy number is an alternative to a Social Security number.
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