How to keep earning lots of points beyond your card’s welcome bonus
Credit card welcome bonuses give your point balance a substantial boost.
8 min read
Sep 05, 2025
Ariana Arghandewal
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Credit cards
- Rewards credit cards
- Travel credit cards
EDUCATION
- Bachelor of Arts, University of Southern California
Ariana Arghandewal is a contributor to Bankrate covering personal finance, credit cards, rewards credit cards and travel credit cards. She is passionate about helping people leverage credit card rewards to realize their travel goals. After a fateful 2012 trip to the Middle East, she began leveraging credit card rewards to earn millions of airline miles in order to travel the world. She founded Pointchaser, an award-winning blog, and has since worked as an editor at Flyertalk, NerdWallet and The Points Guy. Her work has also appeared in Forbes, Fodor's Travel and U.S. News.
Ariana's latest articles
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Selecting a credit card for travel in Europe
Traveling to Europe? Choose a card that’s widely accepted and offers rewards.
7 min read Aug 22, 2025 -
Traveler’s guide to the best frequent flyer programs
These major airlines offer frequent flyer programs, but some are better than others.
16 min read Aug 21, 2025 -
Amex Platinum authorized user benefits guide
Learn how to add an authorized user to your Amex Platinum Card and have access to many of the same lucrative travel benefits.
7 min read Jul 18, 2025 -
Guide to Amex application rules
Learn more about the four important rules that can determine your eligibility for an Amex credit card.
5 min read Oct 25, 2024 -
Someone stole my credit card and used my rewards. What do I do?
In many cases, you can recover stolen rewards. Here’s how.
4 min read Oct 15, 2024 -
How to avoid resort fees
Learn how to spot resort fees and avoid paying them with these expert travel tips.
7 min read Oct 10, 2024 -
Why I’m ready to part with the Citi Prestige, and how I’m replacing it
Here’s how I’m retiring a once-loved rewards card with cards that have better perks.
4 min read Sep 28, 2024
